Do I Have Enough Life Insurance? 6 Signs to Know if You’re Underinsured
Posted: February 7, 2025
If you are uncertain if you have enough life insurance, it is time to review your existing policy or, for some people, put a new policy in place. Life insurance is dynamic and needs to change with time. As you hit significant milestones, your insurance must match the changes. Here are some signs that you are underinsured. You Never Calculated How Much You Need While...
Medicare & Heart Disease: What is Covered
Posted: February 6, 2025
Heart disease is the leading cause of death in the United States. It accounts for over 600,000 deaths annually and affects both men and women across all racial and ethnic groups. It also primarily affects older adults. Here’s what you need to know about heart disease coverage if you have Medicare. What is Heart Disease? Heart disease is a broad term encompassing a range of...
Honoring Black History Month and Beyond
Posted: February 1, 2025
Black History Month is commemorated across the U.S. in February each year to celebrate the achievements, contributions, and rich past of Black individuals and communities. The Origins of Black History Month Black History Month traces its roots to the first “Negro History” week established by Dr. Carter G. Woodson. Dr. Carter was a well-known author, scholar, and historian in his day. He earned his doctorate...
Why is Sitting the New Smoking?
Posted: January 25, 2025
Smoking kills 500,000 people a year in our country, according to the American Lung Association. It is a tragedy, considering it is the number one preventable cause of death in the U.S. When people say, “sitting is the new smoking,” the words represent a feeling more than a statistical fact, but it is a valid problem. How Much Do Americans Sit? The Centers for Disease...
When Should You Buy Life Insurance?
Posted: January 22, 2025
There is no one-size-fits-all answer to the question, “When should I buy life insurance?” Let’s look at a few valuable guidelines to help you decide. Generally, buying a life insurance policy when you are young and healthy is recommended. There are multiple factors to consider in any case. If You Buy Insurance While Young: Buying insurance when you are young and hopefully in good health...